RSS

Why Do I Want to Buy a Home in White Rock, South Surrey?

Buying a home in White Rock South Surrey offers numerous benefits and advantages that make it an attractive choice for many individuals and families:

  1. Scenic Coastal Location: White Rock, South Surrey is renowned for its stunning waterfront setting, with beautiful sandy beaches, panoramic ocean views, and a picturesque promenade. Living in White Rock, South Surrey allows you to enjoy the natural beauty of the coast and experience a relaxed beachside lifestyle.

  2. Mild Climate: White Rock, South Surrey enjoys a mild climate year-round, with relatively warm summers and mild winters. This Mediterranean-like climate makes it an ideal destination for outdoor activities and recreation throughout the year.

  3. Community Atmosphere: White Rock, South Surrey has a tight-knit community atmosphere, offering a welcoming and friendly environment for residents. The city hosts various events, festivals, and community gatherings, fostering a sense of belonging and camaraderie among neighbors.

  4. Amenities and Services: White Rock, South Surrey boasts a wide range of amenities and services, including shops, restaurants, cafes, parks, and recreational facilities. Everything you need for daily living is within easy reach, enhancing convenience and quality of life.

  5. Cultural and Recreational Opportunities: White Rock, South Surrey offers an array of cultural and recreational opportunities for residents to enjoy. From art galleries and theaters to sports clubs and outdoor activities like hiking, cycling, and water sports, there's always something to see and do in the area.

  6. Quality Education: The city is home to several schools offering quality education, making it an attractive option for families with children. Additionally, there are educational and enrichment programs available for residents of all ages.

  7. Real Estate Investment: White Rock, South Surrey’s real estate market offers a diverse range of housing options, from cozy condos to luxury waterfront properties. Investing in a home in White Rock can be a sound financial decision, with the potential for property appreciation over time.

  8. Proximity to Vancouver: While offering a serene coastal lifestyle, White Rock, South Surrey is conveniently located within easy commuting distance to Vancouver and other urban centers in the Lower Mainland. This allows residents to enjoy the best of both worlds – a peaceful seaside retreat with access to urban amenities and employment opportunities.

  9. Real Estate Options: White Rock, South Surrey offers a diverse range of real estate options to suit various preferences and budgets. Whether you're looking for a spacious single-family home, a modern townhouse, or a luxury condominium, there are plenty of choices available.

  10. Growth and Development: The area is experiencing significant growth and development, with new residential communities, infrastructure improvements, and amenities being added. Investing in a home in South Surrey offers the potential for property appreciation and long-term value.

  11. Community Spirit: White Rock, South Surrey has a strong sense of community spirit, with residents actively participating in local events, festivals, and community initiatives. It's a welcoming and inclusive place where neighbors come together to support one another and build connections.

  12. Outdoor Recreation: The area boasts an abundance of parks, trails, and outdoor recreational opportunities. Residents can enjoy activities such as hiking, biking, golfing, and water sports, as well as exploring nearby beaches and nature reserves.

  13. Beautiful Natural Setting: Surrounded by picturesque landscapes, including farmland, forests, and coastal areas. Residents can enjoy scenic views and access to nature right on their doorstep, providing a peaceful and tranquil environment to call home.

Overall, buying a home in White Rock, South Surrey provides an opportunity to live in a vibrant coastal community with a high quality of life, abundant recreational opportunities, and a strong sense of community spirit.

Read

Helpful TIPS if YOU are Thinking of Selling a HOME!

https://whiterockviews.ca/home-sellers-guide.html

Please check out my Home Selling Guide.

🤝 Let's Connect!: Whether you're buying, selling, or just curious about the real estate market, I'm here to help. Subscribe to my channel for valuable insights, tips, and updates on the White Rock South Surrey housing market, and let's embark on this exciting journey together!

Read

NEW CONDO LISTING IN SURREY

Welcome HOME to this centrally located TOP floor 2 bed, 2 bath, & den CORNER suite. Featuring a large private balcony. Offering an additional 340+ sqft of extra living space. Completely separate & private from any other units. Inside you will appreciate a spacious home with loads of natural light from all the windows in this corner suite, 10 in total! Enjoy a functional kitchen with the kitchen-sink window looking out to the balcony space outside. The bright open concept living/dining room & den is very inviting. The primary suite is expansive with a door out to your balcony space. West facing so you can enjoy mountain & sunset views from your private top floor oasis. 1 parking space & 1 storage locker. PET friendly. Walkability is a 10! Open house this Sat. & Sun. Feb. 17th & 18th 1-3. Offered @574,000.


https://whiterockviews.ca/mylistings.html/listing.r2849195-403-13733-74-avenue-surrey-v3w-1b8.101029769

Read

How to Reduce the Stress in Deciding to List Your Home.

For many people, deciding whether or not to sell their home is a major decision.  So, it’s not unusual to feel anxiety.  In fact, it may even REALLY stress you out!  Big decisions, like listing your home can be overwhelming, but fortunately, there are several ways to eliminate the stress.

One way is to get the decision on paper (or screen).  When you can see it written out, and you have a clear plan, it becomes a lot less daunting and more manageable. 

KNOW your market. Anxiety thrives on uncertainty.  So, enlist a local Realtor you trust to help you find out what you need to know about the current market. Have them do up a comparable market analysis (CMA). Which will tell you how long similar homes in your neighbourhood were on the market, and what the average sale prices were.  If, you are also buying look at the area in which you want to move and what the homes you like are selling for.  Another key piece, is to get pre-approved for a mortgage so you know what you will be able to afford.

Dwelling and over-thinking big decisions can be a thing that stops people from moving forward towards their goals.  But focused planning based on facts, will help you move forward one step at a time, towards moving into your next dream home.

Please reach out and let me help you to eliminate the guesswork, and get you into your dream home!

Read

How to Buy a Home in BC with Low Income
 
Five tips that will help you become a homeowner, even if you have a low income.
  1. Create a savings strategy. ...
  2. Take advantage of the Home Buyers' Plan (HBP) ...
  3. Get an RRSP loan. ...
  4. Get help from loved ones. ...
  5. Take advantage of municipal assistance programs.

I am very passionate about helping my clients get into the Real Estate Market.  Such a great investment for their future.   Please contact me for a free consultation, and I will give you the resources to get you on the right path.  Namaste.

Read

What do I need to get Pre-approval for a Mortgage?
You will need to provide your lender or mortgage broker a few documents.
  • Employment verification
  • Proof of income
  • Proof of assets
  • Government Issued ID
  • Notice of Assessment
 
5 Factors That Determine if You'll Be Approved for a Mortgage
  1. Your credit score.
  2. Your debt-to-income ratio.
  3. Your down payment.
  4. Your work history.
  5. The value and condition of the home.


Please reach out.  I am very passionate about what I do, and I would love to help make your real estate dreams a reality!  Let's connect.

Read

Buying a home with a Rental Suite?

Why Purchase a home with a mortgage helper?

Renting out part of your home offers significant financial gains, and is encouraged by the Canada Mortgage and Housing Corporation (CMHC), for being an effective contributor to affordable rental housing. For example, the Crown Corporation estimates secondary suites account for one fifth of all rental supply in Vancouver, a city with nearly zero (0.6%) rental vacancies.

“Not only are secondary suites a source of affordable rental housing, they can also provide the needed extra income to first-time buyers for whom that additional income makes housing affordable in high-cost areas,” the CMHC states on its website. In September 2015, it also passed new rules to make it easier for landlord homeowners to qualify for loans and mortgages – 100% of gross rental income can now be included as part of their debt-servicing ratio.

While that’s a big plus for buyers who are looking for the additional help qualifying, the CMHC points out that income suites are also a great option for retirees who may not wish to downsize & leave their family homes. “For older households who no longer need a larger house, the addition of a suite can generate needed income and security, as well as allow them to continue to live in their neighbourhoods and age in place,” it states.

However, you’ll be sharing your home with other people, and that’s not for everyone. Be sure you're willing to tolerate things that go bump in the day and night.  It is important to do your research on what you will need and what to expect as a landlord.

Please reach out for more information.  I would love to be of assistance in helping you reach your real estate goals.

Read

 

The latest housing assessment figures in British Columbia show residential property markets softening across the province, but analysts say it may not bode well for affordability in the coming year.

The concerns stem largely from the potential drop in interest rates later this year, which may spur homebuying activity while housing supply remains limited, driving up prices.

“There are a lot of buyers on the sideline right now,” said Central 1 Credit Union chief economist Bryan Yu.

“Once that certainty arises that rates are stabilized or are falling, we do expect to see that more buyers are going to come back and look into purchasing.”

If you have not recieved your assessment, or have questions please reach out.  I would love to be of assistance.  

Read

Affordable Pacific Douglas Homes for Sale

Desirable Family Neighbourhood in the southest part of South Surrey

The best of the South Surrey White Rock lifestyle is on full display for families in Pacific Douglas. Grandview is formerly a largely agricultural area that has witnessed a remarkable transformation in the past 10 years. Pacific Douglas in South Surrey is tucked up next to the US border. While known for its rural feel and connection to nature, the community is now home to some of South Surrey’s newest neighbourhoods with new detached homes and townhomes and plenty of future growth planned by the City of Surrey.

Growing neighbourhoods with exciting new detached homes and townhomes in carefully planned communities. Affordability is drawing new residents to the Pacific Douglas area, such as executives and young families who can enjoy calling this community home.





Read

Are you thinking of buying or Selling Your home in South Surrey/ White Rock this Year?

I represent both Buyers & Sellers in White Rock South Surrey. I truly love helping home owners sell their homes for top dollar.  As well as securing Buyers their dream home within their criteria.  It's a privilege to do what I love in the communities I live, work and play.  I would love to be a resource and help you reach your real estate goals this year and beyond!


Please reach out anytime, Michelle Bennett.

Read