Choose the right time of year to look for a new home.

January is the best time to make an offer on a home. Not many buyers want to brave the cold to shop for a home, so prices are the lowest. Properties also take longer to sell. This means sellers are more likely to accept a lower offer.

Please go to the link below and see the quick search links for detached homes under 1.3K, or attached homes under 800K in White Rock South Surrey Neighbourhoods. Or feel free to create your own customized search!

YOU can also search Sold listings.  So you know what homes have been selling for in the neighborhoods you are most interested in.

https://whiterockviews.ca/home-buyer-search.html

🤝 Let's Connect!: Whether you're buying, selling, or just curious about the real estate market, I'm here to help. Subscribe to my channel for valuable insights, tips, and updates on the White Rock South Surrey housing market, and let's embark on this exciting journey together!

CMHC Incentive - Qualifying first time home Buyers ONLY Need 5% Down. 

So if you purchase a home for $450,000, you will only need to put down  $22,500.  Purchase for  $500,000 =  $25,000 down, etc...

First Home Savings Account - Qualifing First time home Buyers can contribute up to $8,000 yearly to a maximum of $40,000 towards a down payment.  Contributions are tax deductible.

HBP ( Home Buyers' Plan) Qualifying Home Buyers can withdraw up to $35,000 (couples up to $70,000) from their RRSP's for a down payment. Must repay within 15 years.  Eligibility to use the program a second time...

Reach out.  I woul love to help you make the right move, towards home ownership.  You can do it!

CMHC Incentive - Qualifying first time home Buyers ONLY Need 5% Down. 

So if you purchase a home for $450,000, you will only need to put down  $22,500.  Purchase for  $500,000 =  $25,000 down, etc...

First Home Savings Account - Qualifing First time home Buyers can contribute up to $8,000 yearly to a maximum of $40,000 towards a down payment.  Contributions are tax deductible.

HBP ( Home Buyers' Plan) Qualifying Home Buyers can withdraw up to $35,000 (couples up to $70,000) from their RRSP's for a down payment. Must repay within 15 years.  Eligibility to use the program a second time...

Reach out.  I woul love to help you make the right move, towards home ownership.  You can do it!

Should I Buy a House Now or Wait?

Yes, you should buy a house now if you’re financially ready. Mortgage interest rates are high right now, but we don’t know for sure when they’ll go back down—the next bank of Canada interest rate announcement will be on January 24th, 2024. Most predictions indicate that it will be held at 5.00%

We do know, though, that housing prices will keep going up (like they always have). So, your best bet is to buy now and lock in your home’s price before housing costs increase even more. Then, if interest rates do go down in a year, you can refinance to a lower rate.

Plus, because interest rates are high right now, fewer people are buying, which means you won’t have as much competition when you make offers.

However, you should only buy a house if you’re prepared financially and have done the due diligence in getting pre-approved.

Please reach out.  I am very passionate about what I do, and I would love to help make your real estate dreams a reality!  Let's connect.

Choose the right time of year to look for a new home.

January is the best time to make an offer on a home. Not many buyers want to brave the cold to shop for a home, so prices are the lowest. Properties also take longer to sell. This means sellers are more likely to accept a lower offer.

Please go to the link below and see the quick search links for detached homes under 1.3K, or attached homes under 800K in White Rock South Surrey Neighbourhoods. Or feel free to create your own customized search!

https://whiterockviews.ca/home-buyer-search.html

I look forward to being of assistance.