RSS

How to Buy a Home in BC with Low Income
 
Five tips that will help you become a homeowner, even if you have a low income.
  1. Create a savings strategy. ...
  2. Take advantage of the Home Buyers' Plan (HBP) ...
  3. Get an RRSP loan. ...
  4. Get help from loved ones. ...
  5. Take advantage of municipal assistance programs.

I am very passionate about helping my clients get into the Real Estate Market.  Such a great investment for their future.   Please contact me for a free consultation, and I will give you the resources to get you on the right path.  Namaste.

Read

New Homes & Pre Construction in South Surrey, Surrey, BC

Are you looking for a new home or presale development in South Surrey?

Why choose South Surrey?  Well, why wouldn't you?  It is a great place to live and call home.  Enjoy an active lifestyle with all the parks, trails, beaches, great schools, golf courses, gyms, recreation centres, aquatic centre, community centres, restaurants, shopping, big box stores, outlet malls, and a real sense of community.  South Surrey has something for everyone.  From Crescent Beach to Pacific Douglas we have homes that suit every lifestyle.  Urban to organic settings.  I have happily called many neighbourhoods in South Surrey home for the past 20 years!

Sandwiched between Hwy 99, and Hwy 15 (176th Street), you have many options to get into the city or to travel East into the Valley and beyond.  With the US Peace Arch border minutes away. You have lots of options for day trips. 

Although no need to travel far as you will also be minutes from beautiful White Rock beach and the iconic pier (Canada's longest pier). Stroll the 5 klm promenade or walk along the beach.  Bring your dogs (not allowed on the pier or the promenade during the summer months) but always allowed on the beach.  Grab an ice cream, gelato, or coffee from the many cafe's and ice cream palors.  Or sit on one of the many patios and bask in the sun and enjoy the views (especially the gorgeous sunsets).  Also famous for all the great fish-n-chips eateries in East Beach!

Many options to review:

Chelsea at the Boroughs Grandview

The Loop in Grandview

Glenmont Pacific Douglas

Sunnyside Homes Sunnyside

Edgewood Grandview

Southhaven King George Corridor

Enclave Grandview

Fox and Aikins Grandview

Douglas Green Pacific Douglas

Please contact me for availability, estimated completion dates, floor plans, deposit schedule and to learn more about features and benefits.

I look forward to being your guide in purchasing your New Home in South Surrey - Welcome Home!

Read

What do I need to get Pre-approval for a Mortgage?
You will need to provide your lender or mortgage broker a few documents.
  • Employment verification
  • Proof of income
  • Proof of assets
  • Government Issued ID
  • Notice of Assessment
 
5 Factors That Determine if You'll Be Approved for a Mortgage
  1. Your credit score.
  2. Your debt-to-income ratio.
  3. Your down payment.
  4. Your work history.
  5. The value and condition of the home.


Please reach out.  I am very passionate about what I do, and I would love to help make your real estate dreams a reality!  Let's connect.

Read

Should I Buy a House Now or Wait?

Should I Buy a House Now or Wait?

Yes, you should buy a house now if you’re financially ready. Mortgage interest rates are high right now, but we don’t know for sure when they’ll go back down—the next bank of Canada interest rate announcement will be on January 24th, 2024. Most predictions indicate that it will be held at 5.00%

We do know, though, that housing prices will keep going up (like they always have). So, your best bet is to buy now and lock in your home’s price before housing costs increase even more. Then, if interest rates do go down in a year, you can refinance to a lower rate.

Plus, because interest rates are high right now, fewer people are buying, which means you won’t have as much competition when you make offers.

However, you should only buy a house if you’re prepared financially and have done the due diligence in getting pre-approved.

Please reach out.  I am very passionate about what I do, and I would love to help make your real estate dreams a reality!  Let's connect.

Read

How Buying a Home Works
Buying a Home  
  1. Figure out what you can afford. ...
  2. Save for your down payment (if applicable). ... 5% down for qualifying first time home Buyers (CMHC first-time home Buyers' incentive).
  3. Understand your mortgage and all grants, & rebates available to you...
  4. Get a mortgage pre-approval. ...
  5. Find a real estate agent. ...
  6. Start your home search! ...
  7. Understand your eligibility to purchase.

PLEASE reach out for more detailed information on best practices for getting started!

Read
Reciprocity Logo The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Greater Vancouver REALTORS® (GVR), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the GVR, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the GVR, the FVREB or the CADREB.